Privacy Policy

All calculations run in your browser. Loan amounts, income, savings balances, and other figures you type into a calculator are not transmitted to or stored on our servers.

Newsletter: if you subscribe, we store your email address and the date you signed up, solely to send finance tips and site updates. Every email includes a way to unsubscribe, or you can email us to be removed.

Contact messages: if you email us or message us on WhatsApp, we receive your name, contact details, and message, and use them only to reply.

Like most websites, our hosting and analytics tools record technical data such as browser type, device, approximate location derived from IP address, pages visited, and referring pages. We use this in aggregate to understand which tools are useful and to keep the site secure and fast.

We use a small number of cookies and local storage entries, for example to remember your light or dark theme. We may display ads served by Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to this and other websites.

You can opt out of personalised advertising at Google Ads Settings or aboutads.info. See our Cookie Policy for details.

Newsletter data is stored with a secure cloud provider using encrypted connections and access controls. Email addresses cannot be read publicly. No method of transmission is perfectly secure, but we take reasonable measures to protect your information.

We do not sell or rent personal information. We share data only with service providers that help us run the site (hosting, analytics, advertising, email) or when required by law.

Depending on where you live, you may have the right to access, correct, delete, or restrict use of your personal data. To make a request, email [email protected]. We respond within 30 days.

This site is not directed to children under 13, and we do not knowingly collect their personal information.

We may update this policy. The "last updated" date shows when it last changed; significant changes will be highlighted on the site.